How to accept credit card payments

Are you thinking of selling things on the web? If so, you will probably also be considering some way in which you can accept credit cards on your site. Here’s some basic information on adding credit card payment facilities to your website.

There are actually two ways in which you can accept credit cards on your site.

Using Your Own Merchant Account. To do this, you will need a bank that will allow you to open a merchant account. Requirements for this will vary from country to country, and you should check with your local banks for more information on this. But, the initial costs of opening your own merchant account is usually higher than when you use a third party merchant. Indeed, some third party merchants have no setup fee at all.

Through a Third Party Merchant. There are numerous companies around that are willing to accept credit cards payments on your behalf in exchange for various fees and percentages. Here’s a list of some third party merchants that you might want to consider if you’re looking for ways to accept credit card payments, Clickbank, Paypal, 2checkout,WorldPay etc.

Any other solution? Comment…